Life Insurance pays a benefit to the designated
beneficiary in the event of an employee death.

AD&D Accidental Death and Dismemberment
pays a benefit in the event a covered employee
either dies or is permanently disfigured as a
result of an accident. To qualify for a benefit,
the covered employee must suffer death, loss of
a hand, foot or sight. We will pay an additional
benefit if the employee suffers death as a result
of a car accident in which he or she was wearing
a seat belt. The Maximum AD&D benefit
payable is equal to the Basic Life insurance
benefit. The Maximum additional seat belt
benefit payable is the lesser of the AD&D
benefit or $50,000.

Dependent life is an optional benefit and must
be chosen for the entire group.

Simply choose an amount of Life Insurance
Protection to meet your needs based on
the schedule below.

AmeriSecure Life offers the following choices…

Groups Under 10 - Increments of $10,000 to $100,000
Guaranteed Issue up to $75,000 for groups 5+!
Guaranteed Issue up to $150,000 for groups 10+!
And up to $200,000 for groups 50+!

Guaranteed Issue (GI) Amounts:
2-4 Lives – None if no prior coverage (will duplicate prior coverage on GI basis)
5-9 Lives - $75,000 (Flat Schedule - $75,000; Salary Based Schedule - $50,000)
10-49 Lives – up to $150,000 (New Coverage - $100,000; Replacement Coverage - $150,000)
50-100 Lives – up to $200,000* (New Coverage - $150,000; Replacement Coverage - $200,000 provided it is an exact duplication of the prior plan)

Maximum issue amounts (any amount over GI limit requires EOI):
2-9 Lives - $100,000
10+ Lives - $250,000

Note: Gatekeeper question required for all amounts of coverage for groups up to 25 lives.
* Groups with more than 50 lives can be customized and may be eligible for enhanced benefits & GI.