Plan Provisions

Group Size:
Plan Type:
Calendar Year Deductible:
Waiting Period:
Effective Date:
Initial Rate Guarantee:
2+ Employees
PPO
None
None
1st or 15th of the month.
24 months

Underwriting/ Eligibility

Minimum Contribution:
Minimum Participation:


Administrator:
Additional Fees:
Enrollment Requirements:


Submit to Administrator:
  50% employee premium; or 25% employee & dependent premium.
  Non-contributory: 100% of all eligible employees; Contributory:
  for 2-5 employees- 100%; 6-8 employees - all but 1; 9 or more
  employees - 75% required.
  AmeriSecure Division/ Insurers Administrative Corporation (IAC).
  With Dental: $0 Stand-alone: $15.00 per month.
  First month premium check payable to AmeriSecure; Group app;
  employee apps/ waivers; State Wage & Tax Summary; prior carrier
  bill/cert. if replacement.
  10 days prior to requested effective date.

Benefit Summary

  In Network  Out of Network   
Comprehensive Eye Examination $10 Up to $40 reimbursement  
  Exam Frequency Annual Annual  
  Eyewear Allowance Benefit Maximum Reimbursed  
  Covered, selected eyewear materials
  Spectacle Lenses
  Frames
  Contact lenses, in lieu of lenses
  & frames (includes exam, fitting
  2 follow up visits and 4 boxes
  of disposable lenses)
$20 copay
100%
100%
100%
Single vision lenses
Bifocal lenses
Trifocal lenses
Lenticular
Frames
Necessary contacts
Elective contacts
$40
$60
$80
$80
$45
$210
$105
  Lens Frequency

  Frames Frequency
Annual

Plan A - every year
Annual

Plan B - every two years
 

Other Features:

  Discount on Laser Correction - Our national vision correction partner is The Laser Center,
  which has over 50 centers nationwide.
  No ID cards needed - The provider can verify benefits by calling 800-638-3120.
  Non-network claims need to be submitted for reimbursement to:

Spectera
2811 Lord Baltimore Drive
Baltimore, MD 21244-2644

  Receipts should include your SS# and patient's date of birth. All receipts must be
  submitted together for services and materials purchased on different dates to recieve
  reimbursement.

Over 10,000 providers Nationwide - Find a provider using 800-839-3242 or
www.agac.com. Under the Employer Sponsored page, click products and
select the provider locator on the bottom of the page.

This is a brief description of coverage provided under policy form series G-19000 and is subject to the terms, limitations, and exclusions of the group policy. Please see the certificate for details.

This information is intended as a summary only; benefits may contain limitations
and exclusions. This does not replace the master policy or the plan brochure. It is as
accurate as possible, but we cannot be responsible for errors and make no warranty
of any kind.